Live your way.
Pay your way.

With Twisto you shop now and pay when it suits you. Up to 45 days for free or even later for a fee. On e-shops, you’ll find the Twisto Pay payment button, or you use your Twisto card anywhere else.

Twisto mobile app Twisto karta

With Twisto you shop now and pay when it suits you. Up to 45 days for free or even later for a fee. On e-shops, you’ll find the Twisto Pay payment button, or you use your Twisto card anywhere else.

Download from the App Store Now at Google play
GET READY

How can Twisto help you?

Captain with zero in background

Financial reserve, just in case

There is no catch. You shop the whole month with Twisto and you pay until 15th of next month for 0 % RRSO.

Twisto pay

Fastest and safest online shopping

With the Twisto Pay payment button you shop in 1 click and pay only after you try the goods out and see them with your eyes.

ALL-STAR BENEFITS

Your finances under control

card icon CARD
app icon APP
installments icon INSTALLMENTS
snap icon SPLIT
split icon SNAP
Virtual and physical card
TWISTO CARD
Categorization in the app
TWISTO APP
Installment preview
TWISTO INSTALLMENTS
Split of payments among friends
TWISTO SPLIT
Easy payment of invoices and vouchers
TWISTO SNAP
Virtual and physical card Categorization in the app Installment preview Split of payments among friends Easy payment of invoices and vouchers

With Twisto card you shop seconds after registration

In a few seconds you get your virtual card in the Twisto app.Your virtual card worlds exactly the same as physical card. You don’t wait for anything and go shopping right away.

Super clear overview of your payments

With Twisto you know what you’re spending on. All your payments are automatically categorised in 20 categories. This way you’re in control and can save money more effectively.

Slice bigger (or unexpected) purchases into instalments

All payments above 1 500 CZK can be paid over time, with just a few clicks in your app. We also offer 3 instalments for free on selected ee‑shops.

Split payments between friends

Don’t stress over shared bills. Split them easily with friends or family in Twisto app.

Photo bill pay solution

No more paperwork. Upload a picture of an invoice to Twisto app and let us take care of the rest.

BUY NOW. PAY LATER

How Twisto works?

Payments overview
Monthly billing
Defer the payment directly in the application

1 – Shop all month with Twisto

Once you register, you instantly get a monthly credit limit for your payments. You can shop online or in stores up to this limit.

2 – There comes your invoice

On the first day of each month, you receive your monthly invoice. You have up to the 15th to settle it.

3 – Defer the payment if you want to

You can leave the settlement till next month. Just pay 10 % of the invoice and defer the rest.

mobil appp icon

Download the Twisto app for free and finally have your finances under control.

Download from the App Store Now at Google play
LIVE YOUR WAY. CHOOSE YOUR PLAN

Choose the Twisto plan suited to your needs

Online


Free

Standard


49 CZK monthly

Premium


99 CZK monthly
Twisto Payment App Yes Yes Yes
Personal Finance Management Yes Yes Yes
Twisto Pay One-click Online Payments Yes Yes Yes
Invoice Deferral Yes Yes Yes
Cashback & Discounts Yes Yes Yes
Photo Bill Pay with Twisto Snap Yes Yes Yes
Pay-over-time with Twisto Instalments Yes Yes Yes
Split the Bill Yes Yes
Twisto Card with Google Pay Yes Yes
Best Exchange Rate Yes
Family Travel Insurance Yes
PREMIUM

99 CZK / monthly

You will get card

  • Family Travel Insurance

    included

  • Best Exchange Rate

    included

  • Twisto Card with Apple Pay

    included

  • Split the Bill

    included

  • Personal Finance Management

    included

  • Pay-over-time with Twisto Instalments

    included

  • Photo Bill Pay with Twisto Snap

    included

  • Cashback & Discounts

    included

  • Twisto Pay One-click Online Payments

    included
STANDARD

49 CZK / monthly

You will get card

  • Family Travel Insurance

    not included

  • Best Exchange Rate

    not included

  • Twisto Card with Apple Pay

    included

  • Split the Bill

    included

  • Personal Finance Management

    included

  • Pay-over-time with Twisto Instalments

    included

  • Photo Bill Pay with Twisto Snap

    included

  • Cashback & Discounts

    included

  • Twisto Pay One-click Online Payments

    included
ONLINE

FREE

You will get card

  • Family Travel Insurance

    not included

  • Best Exchange Rate

    not included

  • Twisto Card with Apple Pay

    not included

  • Split the Bill

    not included

  • Personal Finance Management

    included

  • Pay-over-time with Twisto Instalments

    included

  • Photo Bill Pay with Twisto Snap

    included

  • Cashback & Discounts

    included

  • Twisto Pay One-click Online Payments

    included