Live your way.
Pay your way.

With every purchase through Twisto, you choose if you pay straight away or later, free of charge. Shop online with Twisto Pay one-click payments or pay just about anywhere else with Twisto card.

BUY NOW. PAY LATER

How Twisto works?

Card limit
Monthly billing
Defer the payment

1 – Shop all month with Twisto

Once you register, you instantly get a monthly credit limit for your payments. You can shop online or in stores up to this limit.

Card limit

2 – There comes your invoice

On the first day of each month, you receive your monthly invoice. You have up to the 15th to settle it.

Monthly billing

3 – Defer the payment if you want to

You can leave the settlement till next month. Just pay 10 % of the invoice and defer the rest.

Defer the payment
LIVE YOUR WAY. PAY YOUR WAY

Where do you Twisto?

Next-generation Credit Card

Meet the safest online and in-store shopping. Twisto card is not linked to your bank account, which makes your money 100% safe.

Card feature

Twisto Pay One-click Online Payments

Super simple one-click purchase on 900+ e-shops. Buy now and pay later. Get Twisto app and get your finances under control.

Pay feature
mobilní ikona

Download the Twisto app for free and finally have your finances under control.

Download from the App Store Now at Google play
ALL-STAR BENEFITS

Life is easier with Twisto

Twisto split
Twisto snap
Best exchange rate

Split payments between friends

Don’t stress over shared bills. Split them easily with friends or family in Twisto app.

Twisto split

Photo bill pay solution

No more paperwork. Upload a picture of an invoice to Twisto app and let us take care of the rest.

Twisto snap

Best exchange rate

Get 3 % back on every foreign payment, online and offline. Twisto offers the best FX rate on the market.

Best exchange rate
LIVE YOUR WAY. CHOOSE YOUR PLAN

Choose the Twisto plan suited to your needs

Online


Free

Standard


49 CZK monthly

Premium


99 CZK monthly
Twisto Payment App Yes Yes Yes
Personal Finance Management Yes Yes Yes
Twisto Pay One-click Online Payments Yes Yes Yes
Invoice Deferral Yes Yes Yes
Cashback & Discounts Yes Yes Yes
Photo Bill Pay with Twisto Snap Yes Yes Yes
Pay-over-time with Twisto Instalments Yes Yes Yes
Split the Bill Yes Yes
Twisto Card with Apple Pay Yes Yes
Best Exchange Rate Yes
Family Travel Insurance Yes
PREMIUM

99 CZK / monthly

Dostaneš kartu
  • Family Travel Insurance

    included
  • Best Exchange Rate

    included
  • Twisto Card with Apple Pay

    included
  • Split the Bill

    included
  • Personal Finance Management

    included
  • Pay-over-time with Twisto Instalments

    included
  • Photo Bill Pay with Twisto Snap

    included
  • Cashback & Discounts

    included
  • Twisto Pay One-click Online Payments

    included
STANDARD

49 CZK / monthly

Dostaneš kartu
  • Family Travel Insurance

    neincluded
  • Best Exchange Rate

    neincluded
  • Twisto Card with Apple Pay

    included
  • Split the Bill

    included
  • Personal Finance Management

    included
  • Pay-over-time with Twisto Instalments

    included
  • Photo Bill Pay with Twisto Snap

    included
  • Cashback & Discounts

    included
  • Twisto Pay One-click Online Payments

    included
ONLINE

FREE

Dostaneš kartu
  • Family Travel Insurance

    neincluded
  • Best Exchange Rate

    neincluded
  • Twisto Card with Apple Pay

    neincluded
  • Split the Bill

    neincluded
  • Personal Finance Management

    included
  • Pay-over-time with Twisto Instalments

    included
  • Photo Bill Pay with Twisto Snap

    included
  • Cashback & Discounts

    included
  • Twisto Pay One-click Online Payments

    included